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Malcolm
Author

Malcolm

11 published articles

Compliant or Liquid: The Choice African CFOs Are About to Be Forced to MakeStableCoin
Featured

Compliant or Liquid: The Choice African CFOs Are About to Be Forced to Make

African regulators are deciding which stablecoins businesses may use. The real risk is not non-compliance, it is the gap between what is legal and liquid.

MalcolmMalcolm
Oct 9, 2026
The Most Expensive Money in Your Business Is the Cash That Never MovesStableCoin
Featured

The Most Expensive Money in Your Business Is the Cash That Never Moves

African firms freeze millions in pre-funded accounts and dollar buffers just to move money. The cost hides as cash. Why it happens, and the fix.

MalcolmMalcolm
Sep 9, 2026
Be Careful What You Asked For: What Nigeria and Kenya's New Stablecoin Rules Actually Mean for Your TreasuryStableCoin
Featured

Be Careful What You Asked For: What Nigeria and Kenya's New Stablecoin Rules Actually Mean for Your Treasury

Nigeria and Kenya just finalised their stablecoin rules. The clarity CFOs wanted has arrived, and it changes tax, counterparty and access. Here is what it means.

MalcolmMalcolm
Aug 5, 2026
The SWIFT Tax: What Cross-Border Payments Really Cost African Treasuries, and Why the Corridor Already Runs on StablecoinsStableCoin
Featured

The SWIFT Tax: What Cross-Border Payments Really Cost African Treasuries, and Why the Corridor Already Runs on Stablecoins

How the SWIFT Tax erodes margin on African cross-border payments, and the board-ready stablecoin playbook for Nigeria, Kenya, Ghana, and South Africa.

MalcolmMalcolm
Jul 6, 2026
FX Volatility, Trapped Cash, Cross-Border Delays: What the Treasury Problem Actually Looks Like From Inside African MarketsStableCoin

FX Volatility, Trapped Cash, Cross-Border Delays: What the Treasury Problem Actually Looks Like From Inside African Markets

Discover how FX volatility, trapped cash, and cross-border payment delays disrupt treasury operations across African markets.

MalcolmMalcolm
Jun 29, 2026
How to Build a Stablecoin and Bitcoin Treasury Policy That Satisfies Your Auditors, Your Regulators, and Your BoardBitcoin

How to Build a Stablecoin and Bitcoin Treasury Policy That Satisfies Your Auditors, Your Regulators, and Your Board

Build a compliant stablecoin and Bitcoin treasury policy that meets auditor expectations, regulatory requirements, and board governance with confidence and clarity.

MalcolmMalcolm
Jun 22, 2026
Intra-African Trade, 40 Currencies, and the Stablecoin Infrastructure Quietly Solving BothStableCoin

Intra-African Trade, 40 Currencies, and the Stablecoin Infrastructure Quietly Solving Both

Discover how stablecoin infrastructure is quietly transforming intra-African trade by reducing currency complexity, enabling faster cross-border payments, lowering transaction costs, and simplifying settlements across more than 40 African currencies.

MalcolmMalcolm
Jun 15, 2026
Why Every Stablecoin Treasury Decision Starts With a Jurisdiction-by-Jurisdiction Regulatory MapStableCoin

Why Every Stablecoin Treasury Decision Starts With a Jurisdiction-by-Jurisdiction Regulatory Map

Every stablecoin treasury decision requires a jurisdiction-by-jurisdiction regulatory map to ensure compliance, reduce risk, and enable confident cross-border operations.

MalcolmMalcolm
Jun 8, 2026
Stablecoins and Bitcoin as Treasury Assets: The Board-Ready Framework African CFOs Are Building NowStableCoin

Stablecoins and Bitcoin as Treasury Assets: The Board-Ready Framework African CFOs Are Building Now

Discover how African CFOs are evaluating stablecoins and Bitcoin as treasury assets with a board-ready framework for risk management, compliance, liquidity, and long-term financial resilience.

MalcolmMalcolm
Jun 1, 2026
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